COVID-19 MORTGAGE & RENT Relief

COVID-19 MORTGAGE & RENT Relief COVID-19 MORTGAGE & RENT Relief COVID-19 MORTGAGE & RENT Relief
  • Home
  • FAQs
  • Income Guidelines
  • Mortgage Assistance
  • Utility Assistance
  • Deposit Assistance
  • Eviction Resource
    • Home
    • FAQs
    • Income Guidelines
    • Mortgage Assistance
    • Utility Assistance
    • Deposit Assistance
    • Eviction Resource

COVID-19 MORTGAGE & RENT Relief

COVID-19 MORTGAGE & RENT Relief COVID-19 MORTGAGE & RENT Relief COVID-19 MORTGAGE & RENT Relief
  • Home
  • FAQs
  • Income Guidelines
  • Mortgage Assistance
  • Utility Assistance
  • Deposit Assistance
  • Eviction Resource

Site Content

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About Mortgage Assistance

During this unprecedented time, the City of Charlotte is providing assistance to homeowners to help with mortgage payments. 



Income at the time of the layoff are 80% AMI or below per CBDG Income limits:


Household Size / Income Limit

 1 Person        46,800

 2 Person 53,450

 3 Person 60,150

 4 Person 66,800

 5 Person 72,150

 6 Person 77,500


- Must be within Mecklenburg County

- Must have a COVID-19 hardship

- Loan must have been current prior to COVID-19 hardship

- Loan cannot be in a loss mitigation program (forbearance, loan modification, repayment)

- Loan not in active foreclosure

- Must be primary residence

- Household income must be no more than 80% of Area Median Income (AMI)


If you meet these criteria, please complete the application located on the home page.


If you need assistance completing this application, please call 704-343-4692 and leave a message with your contact information, someone will contact you to assist.

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Rolling Applications

The applications for rent and utilities opening at 9:00 am on Monday March 1st and will close at 5:00pm on Monday March 15th.