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***Important***

-If you received funding in a previous round you cannot apply again.

-Assistance can only be provided for up to 3 months.

During this unprecedented time, the City of Charlotte is providing assistance to homeowners to help with mortgage payments. 

Household income at the time of the layoff are 80% AMI or below per CBDG Income limits:

Household Size / Income Limit

 1 Person        47,150

 2 Person 53,900

 3 Person 60,650

 4 Person 67,350

 5 Person 72,750

 6 Person 78,150

- Must be within the City of Charlotte

- Must have a COVID-19 hardship

- Loan must have been current prior to COVID-19 hardship

- Loan cannot be in a loss mitigation program (forbearance, loan modification, repayment)

- Loan not in active foreclosure

- Must be primary residence

- Household income must be no more than 80% of Area Median Income (AMI)

If you need assistance completing this application, please call 704-343-4692 and leave a message with your contact information, someone will contact you to assist.