Site Content

During this unprecedented time, the City of Charlotte is providing assistance to homeowners to help with mortgage payments. 

Income at the time of the layoff are 80% AMI or below per CBDG Income limits:

Household Size / Income Limit

 1 Person        46,800

 2 Person 53,450

 3 Person 60,150

 4 Person 66,800

 5 Person 72,150

 6 Person 77,500

- Must be within Mecklenburg County

- Must have a COVID-19 hardship

- Loan must have been current prior to COVID-19 hardship

- Loan cannot be in a loss mitigation program (forbearance, loan modification, repayment)

- Loan not in active foreclosure

- Must be primary residence

- Household income must be no more than 80% of Area Median Income (AMI)

If you meet these criteria, please complete the application located on the home page.

If you need assistance completing this application, please call 704-343-4692 and leave a message with your contact information, someone will contact you to assist.